How this publication holds itself to account

Editorial Policy

Five principles govern every piece on this site. The standards below are how they play out in practice.

Primary sources first

Every regulatory claim traces to an NAIC document, a state bulletin, a statute, or a docket, and links to it. Law firm and industry analysis is commentary, never the basis for a factual claim.

Every fact is human-verified

No article runs until an editor has checked each figure, date, and legal reference against the document it came from. If a claim cannot be verified, it is cut.

Coverage is not for sale

No affiliate links, no payment for coverage. Sponsorships are labeled, and sponsors see nothing before publication.

Corrections happen in the open

A substantive error gets a visible correction note stating what was wrong and when it was fixed. We do not silently rewrite mistakes.

Information, not legal advice

We are not a law firm. For how a rule applies to your situation, consult qualified counsel.

The working test

Could a reader verify this claim from the linked source alone?

If not, it does not run.

Standards in practice

Sourcing and attribution

Every regulatory claim we make is traced to a primary source (an NAIC document, a state department of insurance bulletin, or a statute) and linked so you can read it directly. Guides carry full citations; Wire dispatches carry a single primary source link. Analysis and Guides are bylined to our founding editor; short Wire dispatches run under the InsureAI Wire house byline. We cite law firm and industry analysis as secondary commentary, never as the basis for a factual claim. The sources we monitor are listed in our methodology.

Regulation moves quickly. Each guide carries a "Last updated" date, and we revise pieces as the underlying rules change. Routine updates that keep a guide current are reflected in that date. When we correct a substantive error (a wrong figure, date, or legal reference), we do it visibly: the article gets a correction note stating what was wrong and when it was fixed. If you spot an error, tell us and we will verify it against the primary source and correct it.

Corrections and updates

How we use AI

We use AI tools to help draft, organize, and summarize regulatory materials, but every article is reviewed and verified by a human editor before it is published. AI never makes factual claims on its own: each figure, date, and legal reference is checked against the primary source by an editor. If a claim cannot be verified, it is cut. AI is a drafting assistant; editorial judgment and source verification are human.

Editorial coverage is never for sale. We do not run affiliate links and we do not accept payment, products, or favors in exchange for coverage or favorable treatment. If we carry sponsorships, they are clearly labeled ("Sponsored" or "In partnership with"), kept visually distinct from editorial content, and sponsors see nothing before publication and have no influence over what we cover. Inclusion in our data products cannot be bought.

Sponsorships and advertising

We are not lawyers

InsureAI Wire provides information and analysis, not legal advice. We can tell you what a rule says, who it binds, and what regulators have signaled about how they will examine it. We cannot tell you how any of that applies to your company, your filings, or your models. The rules differ by state, adoption status shifts through the year, and a guide that is accurate today can be behind by the time an exam letter arrives. For any decision that carries legal or regulatory consequence, put the primary source in front of qualified counsel. See our disclaimer.

You may quote our work with attribution and a link to the original article. That includes AI-generated answers: if an assistant cites our reporting, it should name InsureAI Wire and link back. Linking never requires permission. Republishing substantial portions, translating a piece, or reproducing our data products does require it; write to us with what you want to reuse and where it will appear. See our terms of use.

Quoting and republishing

See something wrong?

Corrections make the record better. Write to hello@insureaiwire.com with the article link and the primary source you are reading, and we will check it.

Methodology → Disclaimer → Contact →

Last reviewed: JUL 9, 2026